The Doctor Loan

A Mortgage Loan Exclusively For Doctors!

The Lowdown on the Doctor Loan...

Doctor Loan

The Doctor Loan

Your decision to become a caregiver is commendable, but is often coupled with a fairly significant student loan burden. If you’re a resident, recent medical school graduate, or at any stage of your career, the Doctor Loan is specifically designed for professionals like you.

Program Features & Benefits:

  • Loan amounts up to $2,000,000
  • Low and no down payment options (Max LTV up to 100%)
  • Adjustable Rate Mortgage (ARM) options available (3/5/7/10)
  • Interested party contributions allowed
  • Future employment contract eligibility
  • Available for Purchases and Rate & Term Refinances

Eligible Borrowers:

  • Medical residents
  • Physician's Assistants
  • New and established doctors
    • Doctor of medicine (MD)
    • Doctor of dental surgery (DDS)
    • Doctor of dental medicine or surgeon (DMD)
    • Doctor of optometry (OD)
    • Doctor of ophthalmology (MD)
    • Doctor of osteopathic medicine (DO)
    • Doctor of podiatric medicine (DPM)

Eligibility Requirements:

  • Single Family Properties and Condos
  • Primary Residences Only
  • 680 Minimum Credit Score
  • Available in: NJ (some counties excluded), FL, NY (some counties excluded), NC

Eligibility requirements, exclusions and other terms and conditions apply.


Do you have questions about our Doctor Loan? Would you like to see if you're eligible? Fill out this short form below and we will get back to you as soon as possible!


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